1. Application Only for Loans from $10,000 to $100,000.

• Loans for terms 24 to 60 Months
• Full Financing Agreement. (A loan)Quick credit decision – usually 4 hours.
• We can “preapprove” you prior to submittal.  Then by submitting our package, we can give you a fast approval.
• For an “Application Only” submission, here is what we need:  Signed and filled out application, vendor proposal, signed Energy Finance proposal, 1st page of business checking account (3 months), commitment fee.

2. Full Financial Credit Package (when you need more than $100,000 or you want to submit a full financial package to get a better rate.)

• Loan terms 24 to 60 Months.
• Full Financing Agreement. (A loan)
• Credit decision in 3 to 4 days

Here is the financial package needed:

• Application, vendor proposal, signed Energy Finance proposal, 1st page of business checking account (3 months), commitment fee.
• Personal Financial Statement (updated in last 90 days.)
• 3 yrs personal tax returns all company owners.
• 3 yrs company financials and most recent interim.
• If financials not audited or reviewed also need 3 yrs company tax returns.

3.    Criteria for a Quick Decision

• At least 3 years time in business in that company name.
• Business checking account with four figure balance and no negatives.
• CBR score of at least 700.
• Proof of company ownership